Free to start. Your answers save as you go, and nothing binds until you approve it.
- No chatbots. A licensed agent picks up.
- 4.4 across 165+ Google & Yelp reviews
- Independent agency, licensed in 48 states + D.C.
Real people, really covered.
“I dreaded shopping for insurance and put it off for a year. This took one lunch break, and a real person called me to walk through my options.”
“No phone tree, no spam. I answered the questions, and my agent already knew everything when she called.”
“They found me better coverage than my old policy for about $40 less a month. I mostly just tapped buttons.”
“As a small business owner I don't have time for this stuff. Started on my phone, finished the same day.”
A small Costa Mesa agency that answers the phone.
EZ Insurance is an independent agency: we work for you, not for a carrier. That independence is what lets your agent shop the market and tell you the truth about what fits.
- in business in Costa Mesa, California
- 20+ yearsin business in Costa Mesa, California
- where we're licensed to write coverage
- 48 states + D.C.where we're licensed to write coverage
- carriers compared on every quote
- 40+carriers compared on every quote
Carriers we shop include: Progressive, Travelers, Safeco, Nationwide, Mercury, The Hartford, and dozens more.
Covered in four steps
Pick your coverage
Car, home, or business. Tell us who you are so your agent knows who they're shopping for.
Answer easy questions
Plain-English questions, one screen at a time. Most people finish in about 12 minutes.
A real agent shops for you
A licensed agent sees your answers live and compares 40+ carriers to find the right fit.
You approve everything
Review your options with a person who knows your file. Nothing binds until you approve it.
A preview of how EZ quotes work: you answer plain questions one at a time, a licensed agent follows your progress live and compares 40+ carriers, and you approve everything before it is submitted.
Honest answers to fair questions.
Insurance sites have earned your skepticism. Here’s exactly how this one works.
How is EZ different from other insurance sites?
Most quote sites are lead forms: you type your details, and your phone rings for weeks as your information is sold to strangers. EZ is a licensed, independent agency. Your answers go to one agent here, who shops carriers on your behalf, and to nobody else.
Do you sell my information?
No. Your answers are used to quote your policy and for nothing else. One agent from our office will contact you about your quote; that is the only call you'll get.
Is EZ Insurance licensed?
Yes. EZ Insurance Services Inc is a licensed independent insurance agency, in business for over 20 years and headquartered in Costa Mesa, California (CA License #0E86532). We're licensed in 48 states plus Washington, D.C. — the full state-by-state list is in the footer — and every quote is reviewed by a licensed agent, not an algorithm.
How does EZ make money?
Carriers pay us a commission when a policy is placed, the same way they pay any agent. You never pay us a fee, and quotes are free. Our incentive is to find coverage you'll actually keep.
Is it cheaper to buy through EZ?
Often, because we compare 40+ carriers instead of quoting just one. But we won't pretend price is everything: if the cheapest policy leaves you exposed, your agent will say so and show you why.
What happens after I submit?
Your answers reach an agent immediately, live, as you type. The agent shops carriers, then calls you to walk through the best options. Nothing is purchased or bound until you approve it.
Finished scrolling? Let’s get you covered.
Pick a coverage to start. It’s free, it takes about 12 minutes, and a licensed agent reviews every quote.
Rather talk first? Call (800) 895-7033.