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Second-To-Die Policy

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. EZ Insurance Services Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from EZ Insurance Services Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from EZ Insurance Services Inc. to determine the right amount coverage for you and your family.
 

Our Location

EZ Insurance Services Inc.

2960 Harbor Blvd, Ste 4
Costa Mesa, CA 92626
Main office: 714-754-9030
Toll free: 800-895-7033

Our Providers

Testimonials

Visiting Nationwide insurance was not planned in my day, but I walked in just to see if I can save on my homeowners. I am now a nationwide customer and have my Auto, RV, Home, and also my husband's business is with Nationwide as well. I saved over all $110 per month. and what a team, Ron was the senior agent which greeted me and his team bundled up all our family insurance in less than 35 minutes. the funny thing is I just shopped my auto and though I had as great price.
Shahla
Thank you for all your help, support and great service.
Mohamad T.